Strategy & Product Head - Gold Loan

Job Summary:

The Strategy & Product Head for Gold Loan will play a pivotal role in driving the development and execution of our gold loan product strategy. This position focuses on optimizing the product life cycle while managing P&L responsibilities to ensure profitability and market competitiveness.

Key Responsibilities:

• Lead the development and execution of the gold loan product strategy, aligning it with overall business goals.
• Analyze market trends and consumer behavior to generate insights that drive product enhancements and innovations.
• Manage the entire product life cycle from concept through launch, including post-launch performance analysis.
• Oversee P&L management, including pricing, forecasting, and budget allocation to maximize revenue and cost efficiency.
• Collaborate with cross-functional teams such as marketing, risk, and operations to ensure successful product delivery.
• Develop and maintain strong relationships with stakeholders, including customers, partners, and regulatory bodies.
• Monitor key performance indicators and develop action plans to improve product performance and market share.

Requirements:

• Master’s degree in Business Administration, Finance, or related field.
• Minimum of 7-10 years of experience in product management, strategy, or related roles within the financial services industry.
• Proven track record of managing P&L for financial products, with an emphasis on lending or gold-related services.
• Strong analytical skills, with the ability to leverage data to inform decisions and drive results.
• Excellent communication and leadership skills to influence stakeholders and lead cross-functional teams.
• Deep understanding of regulatory frameworks governing gold loans and lending practices.
• Proficiency in product management tools and data analysis software.

Preferred Qualifications:

• Experience in a leadership role within a reputable financial institution or fintech company.
• Demonstrated success in launching innovative financial products that drive market growth.
• Knowledge of emerging technologies in financial services, including digital lending platforms.
• Certification in Project Management or Product Management would be an advantage.

Benefits:

• Competitive salary with performance-based bonuses.
• Comprehensive health and wellness benefits, including medical, dental, and vision coverage.
• Generous paid time off and holiday schedule to promote work-life balance.
• Professional development opportunities and continuous learning programs.
• Flexible work arrangements to support a diverse workforce.
• Employee discounts on financial products and services.
• Collaborative and inclusive company culture that values employee input and innovation.