Team Lead- Credit Risk

Company Name - A private sector bank

Role- Team Lead- Credit Risk

This role would be a team handling role.

Key Responsibilities

Ø  Perform computation and monitoring of Risk Weighted Assets (RWA) in line with regulatory requirements.

Ø  Conduct stress testing of the credit portfolio and assess the impact under various scenarios.

Ø  Coordinate with IT, Operations, and other stakeholders to ensure availability, accuracy, and integrity of data required for RWA and risk computations.

Ø  Support implementation and strengthening of risk measurement and reporting frameworks across the enterprise risk domain.

Ø  Ensure adherence to RBI guidelines and regulatory frameworks relating to Capital Adequacy, Basel norms, and CRAR computation.

Ø  Assist in preparation of regulatory submissions, internal MIS, and management presentations related to credit and enterprise risk.

Ø  Participate in automation and process improvement initiatives relating to risk data aggregation and reporting.

Desired Skills & Competencies

Good understanding of banking and credit risk concepts.

Familiarity with RBI regulations, Basel guidelines, and capital adequacy norms.

Analytical and problem-solving skills with strong attention to detail.

Ability to work with cross-functional teams including IT and Operations.

Proficiency in Excel and risk reporting tools.

Good communication and stakeholder management skills.