Relationship Manager - Business Banking

Job Summary:

Join IDFC FIRST Bank as a Relationship Manager in our Business Banking team, where you will play a key role in managing and growing a portfolio of business clients. Your expertise in providing exceptional service and customized financial solutions will drive the success of our clients and your own professional growth.

Key Responsibilities:

• Develop and maintain strong relationships with business clients, understanding their financial needs and providing them with appropriate solutions.
• Identify and acquire new business clients through various channels such as referrals, networking, and cold calling.
• Conduct thorough financial analysis of potential clients to assess creditworthiness and risk.
• Prepare and present credit proposals to the credit committee for approval.
• Monitor and manage the performance of the assigned portfolio, ensuring timely and effective resolution of any issues or concerns.
• Collaborate with internal teams such as product, operations, and credit to ensure seamless delivery of services to clients.
• Stay updated on market trends and competition to identify new business opportunities and improve existing products and services.
• Achieve individual and team targets for business growth and profitability.

Requirements:

• Bachelor's degree in Finance, Business Administration, or related field.
• Minimum 3-5 years of experience in relationship management, preferably in business banking or financial services.
• Strong understanding of financial products, services, and market trends.
• Excellent communication, negotiation, and interpersonal skills.
• Proficient in financial analysis and credit assessment.
• Ability to work collaboratively with internal teams and manage multiple priorities.
• Strong analytical and problem-solving skills.

Preferred Qualifications:

• Master's degree in Business Administration or Finance.
• Experience in sales or business development roles within the banking sector.
• Proven track record of achieving sales targets and driving business growth.
• Familiarity with digital banking tools and platforms.
• Strong network within the business community for lead generation.

Benefits:

• Competitive salary and performance-based incentives.
• Comprehensive health insurance for employees and their families.
• Opportunities for professional development and career advancement.
• Flexible working hours and work-from-home options.
• Employee wellness programs and initiatives.
• Generous time-off policy including vacation and sick leave.
• Access to exclusive employee discounts and perks.