Credit Manager

Job Summary:

The Credit Manager plays a pivotal role in managing and optimizing the credit processes of our organization, ensuring efficient operations and robust risk management. This position directly impacts the company's financial performance by evaluating creditworthiness, setting credit limits, and mitigating financial risks associated with customer accounts.

Key Responsibilities:

• Assess customer credit applications and analyze financial data to determine credit risk.
• Establish, review, and adjust credit limits for clients based on their financial health and payment history.
• Implement and maintain credit policies and procedures to enhance operational efficiency and compliance.
• Monitor accounts receivable aging reports to identify potential delinquencies and initiate collection actions as needed.
• Collaborate with sales and finance teams to align credit strategies with organizational goals.
• Prepare detailed reports on credit performance metrics and present findings to senior management.
• Conduct periodic reviews of the credit portfolio to minimize risk and optimize cash flow.